IBPS Clerk Salary 2025 In-hand, Allowances & Job Profile

IBPS Clerk Salary 2025: The Insitute of Banking Personnel Selection (IBPS) provides a lucrative salary and a highly prestigious work profile to the candidates selected for the Clerk post. The salary is the primary reason why lakhs of aspirants apply for this recruitment every year. Aside from salary, Clerks are eligible for a variety of perks, allowances, and other benefits. Candidates planning to appear for this exam must check the detailed salary structure and the job roles from this page.

**Steps to attempt mock tests are mentioned below.

The basic pay scale ranges between Rs. 19,900 and 47,920. The salary gradually rises as the employee remains employed and promotes to more senior positions. Read this article to know the complete details about in-hand salary, pay scale, job profile, responsibilities, and career growth.

IBPS Clerk Pay Scale 2025

The IBPS Clerk appointee gets an initial salary package of about Rs. 28,000 to Rs. 30,000/- per month as per the 7th pay commission matrix. This salary includes Dearness Allowance and similar benefits. The pay scale is Rs.19900-1000/1-20900-1230/3-24590-1490/4-30550-1730/7-42600-3270/1-45930-1990/1-47920. We have broken down this pay scale for better understanding in the table below:

IBPS Clerk Salary Allowances

IBPS hires Clerks to fill positions in various national Public Sector Banks (PSBs). The Prelims exam will be held on August and September 2025 (tentative). This is a golden opportunity for all banking candidates who did not make it last year or who intend to take the upcoming exam.

In addition to the basic pay, Clerks are entitled to other allowances, calculated based on posting location and other factors. Adding all these allowances/components with the basic pay will give candidates the total salary. The different allowances are tabulated below:

Allowances of an IBPS Clerk

How To Attempt IBPS Clerk Prelims Mock Test Series?

Know the steps to take the IBPS Clerk Prelims online mock test series below:

• 1st Step: Visit Embibe’s official website, i.e., embibe.com.
• 2nd Step: Use the mobile number/email to log in.
• 3rd Step: Click on the menu bar “Getting a Government Job” 
• 4th Step: Select the Goal “Banking” from the dropdown and click on “Next”.
• 5th Step: Search and select “IBPS Clerk Prelims” on the search bar and click on “Next”.
• 6th Step: Select the preferred language and click on “Done”.
• 7th Step: Click “Test” from the header section.
• 8th Step: Scroll down to the “Subjects” section.
• 9th Step: Click on any IBPS Clerk Prelims subjects.
• 10th Step: Scroll down to click on the chapters from the selected subject to begin the test.

IBPS Clerk Salary Structure 2025

The IBPS Clerk Salary structure includes basic pay and other allowances like HRA, DA, TA, etc. The salary varies for employees based on their posted city. Check the table below to know the salary structure and the breakdown details.

IBPS Clerk Job Profile

IBPS Clerks are the face of the bank as they have to deal with customers daily. Apart from the decent salary, the job offers great scope to learn about bank functions. The Clerks are also known as single-window operators, who have to sit at a single-window counter and deal with the customers. They act as the point of contact for customers.

They fulfil the roles of a wide variety of posts, working in the bank’s various departments. They work as Loan Clerks, Accounts Clerks, Data Entry Clerks, Office Clerks, etc. The other roles and responsibilities of Clerks are as below:

• Verification of different documents and proofs submitted by the customer
• Updating the passbooks of account holders
• Responsible for bank cash, various important documents, keys, etc.
• Issuing demand drafts (DDs), customer bank accounts, cash receipts, etc.
• Sanctioning the withdrawals made by customers
• Maintaining the various documents of the bank, balance sheets, ledger, etc.
• Resolving the various issues of the customers
• Providing information about the latest schemes and government policies
• Guiding customers relating to various banking activities
• Attending treasury works
• Resolving queries of the customers
• Miscellaneous tasks

IBPS Clerk Promotions

As mentioned above, IBPS Clerk offers great chances of growth at personal and professional levels. As bank Clerks and learning how banks function, they will get ample scope to prove their potential and merit. The career trajectory of a Clerk is as follows:

• Bank Clerk
• Officier/ Assistant Manager
• Manager
• Senior Manager
• Chief Manager
• Asst. General Manager
• Deputy General Manager
• General Manager.

IBPS Clerk Promotion Process

IBPS Clerks have to work for a minimum period of 2 years before they can apply for promotions. Hereafter, they will get a chance to get promoted once every two years. Promotions are given through the following two processes:

1. Normal Process is that IBPS Clerks are given promotions based on their experience and seniority. However, they will have to clear the written exam conducted internally. Candidates who get promotions through this process don’t need JAIIB and CAIIB diplomas. After clearing the written exam, the Clerks become Trainee Officers and then Bank Probationary Officers (PO).
2. Merit-Based Process requires the candidates to hold JAIIB and CAIIB diplomas from the Indian Institute of Banking and Finance. Then they are directly appointed as Bank Probationary Officers (PO).

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IBPS Clerk Salary: FAQs

Here, we have enlisted some of the frequently asked questions related to the IBPS Clerk job profile and salary.

We hope this detailed article on IBPS Clerk Salary and Job Profile helps you. If you have any queries regarding the exam, feel to check our app. We will be happy to help you out.

Stay tuned to embibe.com for the latest news and updates on the IBPS Clerk Exam 2025.