IBPS PO Salary 2025: In-hand Salary, Salary Structure, Pay Scale, Job Profile & Perk!

IBPS PO Salary 2025: The IBPS PO salary is a major motivator for candidates who apply for the Probationary Officer posts. Bank PO jobs have traditionally been the most popular employment option in India. Apart from security, lucrative bonuses and allowances, one of the major reasons for candidates to enter the banking area is the Bank PO salary.

*Steps to attempt IBPS mock test are mentioned below in this article.

Aside from that, there are allowances for medical expenditures, house rent, travel, and so on. As an individual continues to work for the bank, multiple increments are applied to their IBPS PO pay scale. We have covered the compensation and everything a bank applicant looks forward to before joining as a Probationary Officer in one of IBPS’s 11 participating banks in this article. Read on to find more!

Practice Subject Wise Chapters 2025 from IBPS PO Prelims

IBPS PO Salary 2025

Before getting into the details of salary bank PO, let us have an overview of the IBPS PO salary as per the 11th Bipartite Agreement which was released in November 2021 mentioned below:

IBPS Salary Bank PO in India

How to Take IBPS PO Prelims Mock Test

Access the unlimited IBPS PO Prelims mock test from Embibe and improve your preparation level. Candidates can follow the below-mentioned steps to take the IBPS PO Prelims mock test series:

• 1st Step: Visit Embibe’s official website, i.e., Embibe.
• 2nd Step: Use your mobile number/email to log in.
• 3rd Step: Then select your Goal as ‘IBPS PO Prelims’ under Banking.
• 4th Step: Click Next and select your preferred language.
• 5th Step: Once done, click on the below-mentioned links to take the TEST.

IBPS PO In-Hand Salary

An IBPS Probationary Officer is offered an initial in-hand salary package of Rs. 52,000 to 53,000 including HRA, dearness allowances, special allowances, and all perks. The IBPS PO Gross Salary will fall around Rs. 57,000. However, after all the deductions, the net in hand salary that a Probationary Officer receives is approximately Rs. 52,000.

IBPS PO Salary- Perks & Allowances

Now let us take a look at the allowances that an IBPS PO receives:

IBPS PO Allowances

IBPS PO House Rent Allowance (HRA)

HRA of a probationary Officer changes depending on the place of posting. It will be 9.0% or 8.0% or 7.0% of the basic salary based on whether you are employed in a metro (tier I), big cities (tier II) or other locations (tier III).

IBPS PO Dearness Allowance (DA)

Employees receive Dearness Allowance (DA) as a percentage of the basic salary (In January 2016, it was around 39.8% of the basic salary. After the 11th bipartite settlement it has been reduced to 23.87% in effect from November 2017). DA is revised every three months on the basis of the All India Consumer Price Index data that the Ministry of Statistics and Program Implementation puts out.

IBPS PO City Compensatory Allowance (CCA)

Depending on the type of city, CCA will be 0%, 3% or 4% for tier I, tier II and tier III cities, respectively.

IBPS PO Special Allowance (SA)

SA is about 7.75% of the basic pay. It was included in the last wage revision for the banks and is calculated with effect from November 2017.

An IBPS Probationary Officer receives some other benefits and allowances such as Traveling Allowance, Learning Allowance, Medical Aid, Newspaper Reimbursement, Benefits under New Pension Scheme etc. When all these allowances are added up the salary may be Rs. 52,000+.

IBPS PO Job Profile

Becoming a Probationary Officer in one of the Public Sector banks is the dream and desired job profile of many graduates. However, banking aspirants must be aware of the roles and responsibilities of the PO. Therefore, we have listed the responsibilities and tasks which are a part of the Probationary Officer job profile.

• Selected candidates have to undergo a probation period where they are trained for routine banking operations such as accounting, revenue collection, finance, billing, investment, etc
• Probationary Officers must listen to their customers and resolve their issues.
• The maintenance and supervision of their respective branch activities is the responsibility of a Probationary Officer.
• Attracting new business opportunities to the branch is one of the most important duties of a Probationary Officer.
• Probationary Officers have to manage the daily transaction activities and activities related to loans.
• PO should maintain public relations with the customers and bring issues and grievances of customers to the bank authority.

IBPS PO Career Growth

Probationary Officers have a very attractive career growth path that provides vast opportunities throughout the aspirant’s professional career. Officers have to appear in exams conducted by IBPS time-to-time to secure promotions. Based on their experience, performance and skills an IBPS PO is promoted to higher posts.

The promotion from IBPS PO follows the path given below:

• Middle Manager – Middle Management Grade Scale 2
• Senior Manager – Middle Management Grade Scale 3
• Chief Manager – Senior Management Grade Scale 4
• Assistant General Manager – Senior Management Grade Scale 5
• Deputy General Manager – Top Management Grade Scale 6
• General Manager – Top Management Grade Scale 7
• Executive Director
• Chairman and Managing Director

Participating Bank For IBPS PO 2025

Candidates can go through the list of participating banks for IBPS PO Recruitment given below:

• Bank Of Baroda
• Bank Of India
• Bank Of Maharashtra
• Canara Bank
• Central Bank Of India
• Indian Bank
• Indian Overseas Bank
• Punjab National Bank
• Punjab & Sind Bank
• UCO Bank
• Union Bank Of India

Best Books for IBPS PO Prelims 2025

IBPS PO is one of the best white-collar jobs in the country. It is one of the best government jobs in India that provides great salaries and growth opportunities. It also provides the scope to learn a lot of things.

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FAQs on IBPS PO Salary

The frequently asked questions on IBPS PO Salary are given below:

Q.1: What is the basic pay of the IBPS Probationary Officers?
Ans. The IBPS PO pay scale is Rs. 36,000/-.

Q.2: What are the perks offered to Probationary Officers?
Ans. Apart from salary, IBPS offers other benefits and perks such as Medical Aid, Newspaper Allowance, Travel Allowance, HRA, DA, Accommodation, Pension Scheme etc.

Q.3: Is there any deduction of provident fund in the salary?
Ans. Yes, there is the deduction of provident fund in the salary of the employees.

Q.4: What is the selection process for IBPS PO 2025?
Ans: The selection process of IBPS PO includes Prelims, Mains, and interviews.

Q.5: What is the HRA provided to an IBPS PO?
Ans: It varies according to location and might range from 7% to 9% of the base pay.

If you are appearing for IBPS PO, you must give your best shot. Be thorough with the IBPS PO Exam Pattern and IBPS PO Syllabus and create a proper study plan. Make sure your IBPS PO Preparation Plan looks after all the aspects of a successful test-taking process.

We hope this detailed article on IBPS PO Salary 2025 has provided you with all the information about the IBPS PO Salary and Job profile. Stay tuned to Embibe for all the latest updates and news on IBPS PO 2025 exam.