NEET 2025 Important Topics: Over 20 lakh candidates participate in the NEET exam each year; Thus, this exam is bound to be competitive and demanding....
NEET Important Topics 2025: Check Chapter Weightage
November 19, 2024Indian Navy Salary 2022: The Indian Navy has attractive job profiles that almost every Indian dreams of. It is not just the job profile that is attractive but the Indian Navy provides lucrative salaries, benefits, and perks which is why there is a large number of applicants every year for the entrance exam. Officers in the Indian Navy receive different benefits and perks depending on their post and rank.
This article has provided merchant navy salary in India, Indian navy MR salary, Indian navy sailor salary, Indian navy SSR. In this article, we have discussed merchant navy salaries in India, Indian navy MR salaries, sailor salaries, SSR salaries, and more along with perks and benefits of different ranks. The salary and benefits of the Indian Navy are enough to motivate candidates to prepare well and work hard to clear the entrance exam. Moreover, this article has also provided the promotional criteria for the Indian Navy. Read on to know more about the Indian Navy salary 2022.
Before getting into the details of the Indian Navy Salary, let us have an overview of the list of posts through which candidates can join the Indian Navy:
The Indian Navy salary structure or pay scale for Officers along with their rank are tabulated below:
Rank & Level | Pay Scale (in Rs.) | Military Service Pay (MSP) |
Sub Lieutenant – 10 | 56100-177500 | 15500 |
Lieutenant – 10B | 61300-193900 | 15500 |
Lieutenant Commander – 11 | 69400-207200 | 15500 |
Commander – 12A | 121200-212400 | 15500 |
Capitan – 13 | 130600-215900 | 15500 |
Commodore – 13A | 139600-217600 | 15500 |
Rear Admiral – 14 | 144200-218200 | NA |
Vice Admiral – 15 | 182200-224100 | NA |
Vice Admiral & Equivalent – 16 | 205400-224400 | NA |
DGAFMS – 17 | 225000 | NA |
VCNS / C-IN-C/ Equivalent – 17 | 225000 | NA |
CNS / Equivalent – 18 | 250000 | NA |
Allowances | Granted To | NAVY Salary Per Month 2022 in India(in Rs.) |
Flying | Qualified Pilot / Observer | 25000 / pm |
Submarine | Qualified Submariner | 25000 / pm |
Marcos | Qualified as Marcos (Marcos commando salary) | 25000 / pm |
Diving Qualified | Ship Diver | 900 / pm |
Sea Going | All Naval Officers serving Onboard Ships (Sailing only) | 10500 / pm (This allowance is granted on a pro-rata basis, on condition that the sea vessels should be deployed for a minimum of 4 hrs in a day) |
Technical | Technical Officers | 3000 – 4500 / pm depending on courses qualified |
Instructructional | All officers posted as Instructor | Not yet notified |
Hard Area | All Officers posted in Hard Area as declared by Govt. | 20% of Basic Pay |
Uniform | All Officers | Not yet notified |
House Rent | Officers who are not provided with Govt. Accommodations are eligible for this | 24%, 16%, 8% of Basic Pay |
Transport | All Officers | 7200/ 3600 (+DA thereon) |
Apart from salary and job security, the officers will enjoy various allowances. The list of benefits and allowances enjoyed by the Indian Navy Officer are tabulated below:
The Indian Navy provides all its serving officers with the following life insurance coverage at a very minimal monthly premium.
The below table provides the complete detail on Life Insurance benefits for Indian Navy officers.
Schemes | Contribution | Saving Element | Insurance Cover |
General Group Insurance | 5000/- | 4365/- | 50 Lac |
Addl GIS for Aviators/MCs | 875/- to 1140/- (depending on the cadre) | 821/- | 07 lac |
Addl GIS for Submariners | 825/- | 756/- | 07 lac |
Indian Navy Officers can relish sufficient leave time. Indian Navy Officers are allowed to take 60 days of annual leave and 20 days of casual leave. Officers can also save 30 days of leave in a year which they can encash at the time of retirement. The accumulation of leaves has a limit that is specified periodically.
The Indian Navy Officers and their family members are allowed to travelly by railways/ airways on leave once a year. Six travel concession forms are also given to each officer for performing the journey by train.
All Permanent Commission Officers would receive financial support even after they retire, through a pension. In the unfortunate event of an Officer’s death, his spouse continues to receive the pension. The medical coverage will also continue to the spouse throughout the life. All Short Service Officers will receive a reward at the time of retirement.
The Indian Navy salary structure or pay scale for sailors are tabulated below:
All the Indian sailors have been divided into two groups namely ‘X’ and ‘Y’. Artificer Apprentices fall under the ‘X’ group and the rest of the sailors in the group ‘Y’. The detailed Indian Navy Sailor Pay Scale for both the groups are given below:
RANK | PAY BAND | Pay in Pay Band (Rs.) | Grade Pay (Rs.) | MSP (Rs.) | X Group Pay (Rs.) |
Apprentice | PB-1 | 5200 – 20200 | 2000 | 2000 | 1400 |
Artificer V | PB-1 | 5200 – 20200 | 2400 | 2000 | 1400 |
Artificer IV | PB-1 | 5200 – 20200 | 2800 | 2000 | 1400 |
Art III – I | PB-2 | 9300-34800 | 3400 | 2000 | 1400 |
Chief/ Art | PB-2 | 9300-34800 | 4200 | 2000 | 1400 |
MCPO II | PB-2 | 9300-34800 | 4600 | 2000 | 1400 |
MCPO I | PB-2 | 9300-34800 | 4800 | 2000 | 1400 |
RANK | PAY BAND | Pay in Pay Band (Rs.) | Grade Pay(Rs.) | MSP(Rs.) |
Seaman II | PB-1 | 5200 – 20200 | 2000 | 2000 |
Seaman I | PB-1 | 5200 – 20200 | 2400 | 2000 |
Leading Seaman | PB-1 | 5200 – 20200 | 2800 | 2000 |
Petty Officer | PB-1 | 5200 – 20200 | 2800 | 2000 |
Chief Petty Officer | PB-2 | 9300-34800 | 4200 | 2000 |
MCPO II | PB-2 | 9300-34800 | 4600 | 2000 |
MCPO I | PB-2 | 9300-34800 | 4800 | 2000 |
All sailors will receive a stipend during their training period at the rate of Rs. 5700 per month. The rate of the stipend will be increased by 50% every time the DA payable on the revised pay band goes up by 50%.
Apart from the Indian Navy Salary and job security, the sailors will enjoy various benefits and allowances. The list of allowances enjoyed by Indian sailors is tabulated below:
Allowances | Granted To | Indian Navy Salary Per Month 2022 (On the basis of Rank) |
Instructional | Deputed as Instructor at Training Establishments/ institutes listed in Govt. letter | 900-1500 |
Submarine | Qualified Submariner | 10500-12600 |
Flying | Qualified Aircrew | 10500-12600 |
Marine Commando | Qualified as MARCO | 10500-12600 |
Diving | Ships Diver, Clearance Diver I, II & III | 600-900 |
Sea Duty | Sailors serving onboard ships (While sailing only) | 3000-5400 |
Hard Area | Sailors posted in Nicobar and Lakshadweep Group of Islands | 25% of Pay in Pay Band+ GP+ MSP |
CILQ | Married sailors not allotted Govt. Married Accommodation | 2400-8100 (On the basis of Classification of Cities & Rank) |
Transport | All Sailors | (400-1600) + DA |
The list of benefits enjoyed by an Indian Navy Sailor is listed below:
The Naval Group Insurance Scheme originated in the form of the Officers and Sailors Welfare Assistance Scheme in April 1969. In addition, payment of reasonable survival benefits to the members on retiring from service will help them in providing financial security. The details of monthly contribution, Saving element and insurance cover for the scheme and Additional Schemes for sailors are as below:-
Schemes | Contribution | Saving Element | Insurance Cover |
General Group Insurance | 2500/- | 2245/- | 25 Lac |
Addl GIS for Aviators/MCs | 580/- | 438/- | 3.5 lac |
Addl GIS for Submariners | 525/- | 493/- | 3.5 lac |
Sailors and their families are allowed to travel in railway travel on leave every year.
In case of promotion to Honorary Commissioned rank, one additional increment will be given as in all other cases unless this amount is less than Rs. 15,600 i.e. minimum of PB-3, the pay will be moved up to Rs. 15,600. In addition, Grade Pay and MSP will be admissible
Rank | Pay Band | Pay in Pay Band(Rs.) | Grade Pay(Rs.) | MSP(Rs.) |
Hon Sub Lieutenant | PB-3 | 15600 – 39100 | 5400 | 6000 |
Hon Lieutenant | PB-3 | 15600 – 39100 | 6100 | 6000 |
Note: On being awarded Honorary Commissioned, these officers can claim Rs. 10000/- towards outfit allowances on a contingent bill from ship’s imprest.
The job’s primary goal is to protect the country’s marine boundaries. They are in charge of maintaining the country’s territorial integrity, deterring conflict and foreign intrusions, conducting surveillance, and protecting the country’s coastlines. Thus the officers are trained in following aspects.
Here, we have enlisted some of the frequently asked questions related to the Indian Navy Salary 2022. Candidates must go through these questions and answers to clear out their doubts regarding the same.
Q.1: What is the stipend for a sailor in training in the Indian Navy? Ans: The stipend of a sailor during the training is Rs. 5700/-. |
Q.2: What is the pay scale of a Lieutenant in the Indian Navy? Ans: The pay scale of a Lieutenant at the Indian Navy is Rs.61300-193900 along with Rs.15500 Military Service Pay. |
Q.3: Do the Indian Navy officers have HRA? Ans: Yes, only the officers who are not in Govt. Accommodation will be eligible for HRA. |
Q.4: What is the insurance cover for a Submariner? Ans: The insurance cover for a Submariner is 57 lakhs. |
Q.5: What is the benefit of a travel allowance for a sailor? Ans: Sailors and their families can travel on railways every year. |
Now we have provided all the necessary information regarding the Indian Navy Salary. We hope this detailed article helped the candidates understand the in-hand salary, allowances and benefits. To enjoy these perks, candidates must clear the Indian Navy written test. Therefore, take our online mock test, practice well and get high scores in the exam.
If you have any queries regarding this article or Indian Navy Salary, you can contact us through our website or app. We will be glad to help you.