LIC ADO Exam Pattern 2025: The Life Insurance Corporation of India is a well-known insurance and investment company. Many candidates take various LIC Exams in order to be hired in the industry. The LIC ADO job is a sales administrative position in which employees appoint LIC Insurance agents and inspect existing policies.
Candidates are appointed for the post of Apprentice Development Officer via the LIC ADO exam. The LIC ADO recruitment process is divided into three stages: preliminary examination, main examination, and personal interview. Aspirants can check the complete article to know more about the LIC ADO section-wise pattern and marking scheme.
LIC ADO 2025 Exam Pattern
The LIC ADO exam pattern differs for candidates from the open market and LIC employees/agents. Candidates who clear their Mains examinations will be invited to an interview. The marks obtained in both the LIC ADO Mains exam and the LIC ADO Interview will be used to determine the final merit list of candidates.
LIC ADO Exam Pattern for Open Market Category
The online test for the Open Market category consists of two phases, i.e., Prelims and Mains. The LIC ADO exam pattern for both phases is provided here.
Phase 1: Prelims
The Prelims is objective. There are three sections in this phase having separate timings. The Reasoning and Numerical Ability sections will be in both English & Hindi.
Sections
Number of Questions
Maximum Marks
Duration
Reasoning Ability
35
35 Marks
20 minutes
Numerical Ability
35
35 Marks
20 minutes
English
30
30 Marks
20 minutes
Total
100
70 Marks
60 minutes or 1 hour
Note: English Language section is qualifying in nature and the marks obtained in this section will not be counted for ranking.
Phase 2: Mains
The Mains examination is also objective in nature. It consists of three sections. Each section carries 50 questions and each question carries 1 mark. The medium of the exam for all sections is English and Hindi. The composite time duration for the exam is 120 minutes.
Sections
Number of Questions
Maximum Marks
Reasoning Ability and Numerical Ability
50
50 Marks
General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and Vocabulary
50
50 Marks
Insurance and Financial Marketing Awareness with Special Emphasis on Knowledge of Life Insurance and Financial Sector
60
60 Marks
Total
160
160 Marks
Note: The total time duration for LIC ADO Mains Exam is 120 minutes.
How To Practice LIC ADO Questions at Embibe?
Candidates can check the steps to practice LIC ADO exam questions for below:
1st Step: Visit Embibe’s official website, i.e., embibe.com.
2nd Step: Use the mobile number/email to log in.
3rd Step: Click on the menu bar “Getting a Government Job”
4th Step: Select the Goal “Insurance” from the Dropdown and click on “Next”.
5th Step: Search and Select “LIC ADO Prelims/Mains” on the search bar and click on “Next”.
6th Step: Select the preferred language and click on “Done”.
7th Step: Click “Practice” from the Header Section.
8th Step: Scroll down to the “Subjects” section.
9th Step: Click on any LIC ADO subjects.
10th Step: Scroll down to click on the chapters from the selected subject to begin the practice.
LIC ADO Exam Pattern for Agents & Employee Category
The LIC Apprentice Development Officer online exam for Agents and Employee categories has only one phase, i.e., Mains. This exam will be conducted online and will be objective in nature. The total marks for this section are 160 marks.
Agents Category
The LIC ADO exam pattern for this category comprises three sections. It has a total of 150 questions. The exam is conducted bilingually (English and Hindi) and the time duration is 120 minutes.
Sections
Number of Questions
Maximum Marks
Reasoning Ability & Numerical Ability
20
20 Marks
General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and Vocabulary
20
20 Marks
Elements of Insurance and Marketing of Insurance
60
120 Marks
Total
100
160 Marks
Employee Category
The LIC ADO exam pattern for Employee Category also has three sections. This exam consists of a total of 150 questions with each question carrying 1 mark. It is conducted bilingually, i.e. in English and Hindi. The composite time duration for all three sections is 120 minutes.
Sections
Number of Questions
Maximum Marks
Reasoning Ability & Numerical Ability
20
20 Marks
General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and Vocabulary
20
20 Marks
Practice and Principle of Insurance Marketing
60
120 Marks
Total
100
160 Marks
LIC ADO Interview
Only those candidates who obtain the minimum qualifying marks (both sectional and overall) in the Mains will be called for the interview process. Based on the number of vacancies, LIC reserves the right to fix the eligibility standards so as to restrict the applicants to be called for the interview and also decide on the minimum qualifying marks to qualify for the interview round. The maximum marks for the interview are 40 marks.
LIC ADO Medical Examination
LIC will conduct a medical examination so as to check the fitness of the shortlisted candidates. Only those candidates who are found fit after the medical examination will be appointed as Apprentice Development Officers.
Following are the frequently asked questions and their answers related to LIC ADO paper pattern 2025:
Q: What is the mode of LIC ADO examination?
Ans: Life Insurance Corporation conducts the LIC ADO recruitment exam in online mode.
Q: What types of questions are asked in the LIC ADO exam?
Ans: All the questions in the LIC ADO recruitment exam will be objective in nature. Candidates will have to choose one option out of the four options for each question.
Q: Is there any negative marking in the LIC ADO recruitment exam?
Ans: No. Candidates will not face any penalty of marks for incorrectly marked answers in the LIC ADO recruitment exam.
Q: Which subjects are present in the LIC ADO Mains exam?
Ans: The LIC ADO Mains exam consists of subjects such as Reasoning Ability, Numerical Ability, English, General Knowledge & Current Affairs, and Insurance & Financial Marketing Awareness.
Q: How much time is allotted to candidates for the LIC ADO Mains exam?
Ans: Candidates get a composite time duration of 120 minutes to complete the exam.
We hope that this article on LIC ADO Exam Pattern 2025 helped you. Stay tuned to embibe.com for the latest news and updates on LIC ADO.