NICL AO Prelims Exam 2023

National Insurance Company Limited (NICL) is one of the most prestigious organisations that recruit talented and deserving aspirants for different posts in insurance. Positions advertised by NICL can be a great opportunity to enter the insurance sector because the authority also announces vacancies for Assistant Officers (AO). NICL releases the official NICL notification for the recruitment of Administrative Officers (Scale I) posts annually and conducts three selection rounds to shortlist candidates for the post. 

NICL carries out three rounds to hire the meritorious aspirants for the AO post, namely Preliminary, Main, and Interview. This webpage highlights all the important specifications of the NICL AO Prelims application form, eligibility criteria, exam pattern, cut-off marks and more. NICL AO recruitment has three phases; a candidate must qualify in all three phases to become eligible for post-induction. NICL AO recruitment has three phases. A candidate must qualify in all three stages to qualify for post-induction.

NICL AO Prelims Exam Summary 2023

The NICL AO Exam is held annually to recruit AOs by NICL.

Exam Particulars	Exam Details
Conducted By	National Insurance Corporation Ltd
Level	National
Frequency	Once a year
Mode of Exam	Online
Duration	Prelims – 1 Hour Mains – 2 Hours
Languages	English, Hindi
Fee	General/OBC – ₹600 SC/ST/PWD/Ex-Servicemen – ₹100
Purpose	Recruitment of Class I Cadre AO
Stages of Exam	Three: Prelims, Mains, Interview Round
Sections in Preliminary	Three: Quants, Reasoning, English
Negative Marking	No marks will be deducted for unattempted questions. There will be a penalty of ⅓rd of marks for wrong answers.
Total Number of Questions	100
Total Marks	100
Duration of the Exam	60 Minutes
Sectional Timing	20 Minutes Each
Helpdesk No.	022-22708100 022-22708400

Check NICL AO Prelims study materials here.

As soon as the official notification gets issued by the exam authorities, this section will be updated with the same.

The official notification for recruiting Scale I administrative officers will be made available soon by NICL.

Check NICL AO Prelims books here.

Find details about NICL exam dates below:

NICL AO Recruitment Events	NICL AO Recruitment Dates 2023 (Tentative)
Notification Release Dates	March 2023
Online Registration Dates	March 2023
NICL AO Admit Card (Preliminary Exam)	April 2023
Tier I Online Examination (Preliminary Exam)	April 2023
NICL Preliminary Exam Result	May 2023
NICL AO Admit Card (Main Exam)	May 2023
Tier II Online Examination (Main Exam)	June 2023
NICL Final Exam Result	July 2023

In 2022, NICL released 205 vacancies for Scale I NICL AO officers. However, the number of vacancies is expected to increase this year. The exact number of vacancies will be updated here as soon as the NICL exam authorities make an official announcement.

However, you can check out the vacancies for the previous years so that you can get an idea of the competition and other areas you might want to prepare yourself for.

NICL Posts	Vacancies
NICL AO (Administrative Officer)	205
NICL AA (Actuarial Apprentice)	6
NICL Actuary	1
NICL Agriculture Apprentice	25

An NICL AO is a clerical position. He or she is in charge of Data Entry Operations and helping AOs in specific parts. Underwriting, claims, and accounts are their primary responsibilities. 

Underwriting:

• It’s a procedure for entering data.
• Acceptance of proposals is involved.
• It entails signing and issuing policies.
• Involves entering, accessing, and retrieving financial data using a computer.

Claims:

• Concerns about legal and non-legal aspects of customer claims.
• It entails using a rating system for insurance.
• Calculating the claim amount.
• Examine your insurance policy to see what’s covered.
• Send claims to be investigated further.
• Add any additional information to the claim file.

Accounts:

• payments are involved.
• Balance sheet preparation.
• Transactions in accounting.

Salary Scale of the NICL AO Officers

Detailed salary structure of the NICL AO officers is given here in the table below:

Post	Monthly Salary
NICL AO (Administrative Officer)	Basic Pay: INR 32,795 Per Mont
NICL AA (Actuarial Apprentice)	1st Year: INR 30,000 Per Month 2nd Year: INR 32,500 Per Month
NICL Actuary	Negotiable
NICL Agriculture Apprentice	1st Year: INR 40,000 Per Month 2nd Year: INR 45,000 Per Month

Read our article on NICL to know more about the exam and organisation.

Before applying online for their desired positions, candidates must read the NICL eligibility criteria. For a deeper understanding, candidates must go through the eligibility requirements, which are given here in the table below:

Nationality	A Person With Indian Citizenship From Any State Is Eligible to Apply for NICL AO.
Educational Qualification	Candidates Must Be a Graduate in Any Discipline. Candidates Who Hold an Equivalent Degree From a Recognised University Can Also Apply. The Minimum Passing Percentage Is 60%.
Age Limit	Candidates Must Be a Minimum of 21 Years Old and Maximum of 30 Years Old. However, There Is Age Relaxation for Reserved Categories as per Government Norms.

THE NICL AO Prelims application form must be submitted online. Follow the steps given below for NICL AO online application registration:

• 1st Step: Visit the official website- https://nationalinsurance.nic.co.in
• 2nd Step: Visit the recruitment section and then click on the option which prompts “Apply Online”
• 3rd Step: Provide all the personal information such as name, email address, mobile number etc. After that, a provisional registration number, as well as a password, will be sent to the mobile number.
• 4th Step: Validate all the entered information and click “Save and Next”.
• 5th Step: Click on “Final Submit” if all the details are correct.
• 6th Step: Proceed to the payment gateway page in the next step.

How to Apply Offline for NICL AO Preliminary Exam?

To apply offline for some of the posts, candidates must visit the recruitment section of the website of National Insurance Co. Ltd. They must go through the advertisement and ensure that they fulfil the eligibility criteria.

After that, they must download the NICL application form, fill in all the details in the file, paste the photograph and sign it as per the specification and send the application to the following address:

The Chief Manager, Personnel Department,

National Insurance Co Ltd,

Head Office, 3 Middleton Street,

Kolkata 700071.

Candidates are allowed to write their NICL AO examination for the allotted examination centres on their admit cards. The NICL provides some major cities and districts in each state of India. The examination centres for NICL AOs are listed below:

State/UTs	Cities/Centres
Andaman & Nicobar	Port Blair
Andhra Pradesh	Chirala, Chittoor, Guntur, 12 Pradesh Nellore, Rajahmundry, Tirupati, Vijayawada, Visakhapatnam. Vizianagaram, Hyderabad, Kakinada, Kurnool.
Assam	Guwahati, Dibrugarh, Jorhat, Silchar, Tezpur
Bihar	Arrah, Aurangabad, Bihar Sharif, Darbhanga, Gaya, Muzaffarpur, Patna, Purnea, Bhagalpur.
Chandigarh	Chandigarh, Mohali
Chattisgarh	Bilaspur, Bhilai, Raipur
Delhi	Delhi, Ghaziabad Greater Noida, Gurgaon, Faridabad.
Goa	Panaji
Gujarat	Mehsana, Rajkot, Surat, Vadodara, Ahmedabad, Anand, Gandhinagar, Himmatnagar.
Haryana	Ambala, Faridabad, Gurgaon, Panipat, Palwal, Sonipat, Hissar, Karnal, Kurukshetra, Yamunanagar
Himachal Pradesh	Baddi, Dharamshala, Hamirpur, Kangra, Kullu, Bilaspur, Pradesh Mandi, Shimla, Sirmaur, Solan, Una
Jammu & Kashmir	Samba, Jammu, Srinagar
Jharkhand	Bokaro, Dhanbad, Hazaribagh, Jamshedpur, Ranchi
Karnataka	Bengaluru, Belgaum, Hubli, Mangalore, Mysore, Shimoga, Udupi
Kerala	Alappuzha, Malappuram, Palakkad, Thrissur, Thiruvananthapuram, Kannur, Kochi, Kollam, Kottayam, Kozhikode
Madhya Pradesh	Ujjain, Sagar, Bhopal, Gwalior, Indore, Jabalpur, Satna
Maharashtra	Aurangabad, Amravati, Kolhapur, Mumbai/ Navi Mumbai/Thane/Greater Mumbai, Nagpur, Nanded, Nasik, Pune, Chandrapur, Solapur, Dhule, Satara
Odisha	Balasore, Berhampur (Ganjam), Bhubaneshwar, Cuttack, Sambalpur, Dhenkanal, Rourkela
Puducherry	Puducherry
Punjab	Amritsar, Bhatinda, Jalandhar, Ludhiana, Mohali, Patiala, Pathankot, Sanger
Rajasthan	Ajmer, Bikaner, Jaipur, Jodhpur, Kota, Sikar, Udaipur,
Tamilnadu	Chennai, Coimbatore, Nagercoil, Namakkal. Perambalur. Selam. Thanjavur, Iimchirapalli, Tirunelveli. Thoothukudi, Vellore, Dindigul. Krishnagiri, Tamilnadu Madurai,
Telangana	Hyderabad, Karimnagar, Warangal, Khammam
Tripura	Agartala
Uttar Pradesh	Jhansi, Kanpur, Lucknow, Meerut, Moradabad, Muzaffarnagar, Noida, Agra, Aligarh, Prayagraj, Bareilly, Faizabad, Ghaziabad, Gorakhpur, Varanasi
Uttarakhand	Roorkee, Dehradun, Haldwani Haridwar
West Bengal	Asansol, Berhampur(West Bengal), Kalyani, Kolkata, Bardhaman, Durgapur, Hooghly, Siliguri

NICL AO exam will be conducted in three phases:

• Tier I: Preliminary Examination The question paper will be in English and Hindi, except for the English language section. Candidates must pass each section separately, as there will be sectional cut-offs. Tier I is just qualifying in nature. 
• Tier II: Main Examination All tier I qualified candidates are eligible for Tier II or Mains. This test will be for 250 marks, and the total test duration is 120 minutes. Each candidate will be required to obtain a minimum total score or qualifying marks in the main examination.
• Interview Test: After qualifying for Tier II or the Main Examination, candidates are for the Personal Interview. This test assesses the candidates’ confidence, knowledge and ability to think. However, no scores are allotted to the candidates based on this test.

Aspirants must first understand the NICL AO exam pattern before commencing their preparation. The details about each paper in the NICL AO exam pattern for Phases I & II are given below:

Particulars	Details
Sections of the Exam	Quantitative Aptitude Arithmetic and Reasoning English Comprehension
Total Time	1 Hour
Total Questions	100
Negative Marks`	There Will Be ¼ the of Marks Deduction for Every Wrong Attempt
Mode of Exam	Online
Type of Questions	Objective (Multiple choice questions)

Practice NICL AO Prelims mock tests here.

Understanding the NICL AO syllabus and exam pattern will give a clear idea about the nature of the exam. We have provided you with detailed information on the NICL AO syllabus in this article. Let us now look into the detailed syllabus for all these sections.

NICL AO Syllabus for English Language Section (Prelims)

Syllabus for the NICL AO exam for the English Language section is given here in the table below:

NICL AO Syllabus For English Language Section
Antonyms & Synonyms	Fill in the Gaps
Direct & Indirect Speech	Singular-Plural
Phrases and Idioms	Parts of Speech
Subject-Verb Agreement	Comprehension Reading
Passage Completion	Spotting Errors
Para Jumbles	Error Corrections
Sentence Improvement	Cloze Tests
Active & Passive Voice

NICL AO Syllabus for Reasoning Ability Section (Prelims)

Syllabus for the NICL AO Prelims exam for the Reasoning Ability section is given here in the table below:

NICL AO Syllabus For Reasoning Ability Section
Syllogism	Cloze Tests
Clocks and Calendars	Puzzles
Linear and Circular Sitting Arrangements	Statements and Arguments
Coding-Decoding	Statements and Conclusions
Mathematical Reasoning	Alphabet Series
Blood Relations	Number Series
Data Interpretation	Mirror Images
Distance and Direction	Decision Making

NICL AO Syllabus for Quantitative Aptitude (Numerical Ability) Prelims

Syllabus for the NICL AO Prelims exam for the Quantitative Aptitude section is given in the table below:

NICL AO Syllabus For Quantitative Aptitude
Number System	Simple and Compound Interest
Simplification	Profit and Loss
Time and Distance	Problems on Ages
Cistern and Pipe	Percentage
Time, Distance, Work	Boats and Streams
Mixture and Alligation	Average
Mensuration	Ratio and Proportions
Data Interpretation

Solve NICL AO Prelims Question Papers Now!

The NICL preliminary exam is simpler and consists of three subjects: an English language test, a reasoning test, and a numerical ability test. Given the breadth of the material, it is clear that passing the exam will necessitate a well-thought-out preparation strategy.

Following are some of the NICL AO Prelims preparation tips:

• Go through the various grammatical rules.
• Do not try to learn any shortcuts directly. With sufficient practice, you will learn the tricks and shortcuts yourself. It will be easier to remember.
• Go through the examples for every topic.
• Solve practice questions diligently.
• Check out the example problems to see how to approach problems.
• Understand the theory behind every concept.
• Write down the new words you encounter as you read and learn their usage and application.

Candidates who successfully fill in the online application form are called for the preliminary examination. For such candidates, admit cards are provided on the website. No candidates are allowed to enter the examination hall without an admit card. Here we provide the admit card details and how to download it from the website.

How to Download NICL AO Admit Card 2023?

Candidates must have the NICL AO Hall Ticket when they appear for the NICL AO exam. NICL AO hall ticket/ admit card will be available for download from the official website of NICL. Candidates should download and print out a copy of the admit card well in advance of the date of the exam. It is highly suggested to download the NICL AO hall ticket as soon as possible to avoid technical issues or rush problems in the last hours. Go through the below steps to Download NICL admit card.

• 1st Step: Visit the official website of New India Assurance Company Limited (national insurance.nic.co.in)
• 2nd Step: Click on the link ‘NICL AO Admit Card 2023’ on the homepage.
• 3rd Step: The registration page will open. 
• 4th Step: Enter the necessary credentials like Date of Birth, Password, Registration Number/Roll Number, etc. 
• 5th Step: Click on the “Login” button. 
• 6th Step: Your NICL AO Admit Card will be displayed on the screen. 
• 7th Step: Download the hall ticket.
• 8th Step: Print out the hall ticket for future reference.

The NICL AO results for Prelims and Mains are released by NICL after a few days of exam completion. NICL AO results will be declared separately for the Prelims & Mains examination. All the eligible & successfully registered candidates will appear for the Prelims exam. Candidates securing the above cut-off marks in NICL AO Prelims results will be eligible for the Mains exam.

How to Check NICL AO Result?

Follow the following steps to check the NICL AO Prelims result 2023:

• 1st Step: Go to the NICL official website: nationalinsurance.nic.in
• 2nd Step: Click on the link for NICL AO Result for prelims (Phase-I).
• 3rd Step: Enter the necessary details, like Roll Number, Date of Birth, etc. Click on the “Submit” button.
• 4th Step: NICL AO result will be displayed on the screen.
• 5th Step: Take a printout of the NICL AO Result for future reference.

NICL AO Prelims cut-off is the minimum mark candidates must obtain to qualify for the next phase of the NICL AO exam. The cut-offs are released on the exam authority’s official website after the results are released. Check below the steps to access the official cut-off marks for NICL AO 2022 recruitment process. 

• 1st Step:  Visit the official website
• 2nd Step: You will be redirected to the “Recruitment” page of NICL.
• 3rd Step: Click the link for the NICL AO Prelims cut-off. 
• 4th Step: Click on the option, and the PDF will open on your desktop. 
• 5th Step: Save the PDF and take a printout of the same for future reference.

NICL AO Sectional Expected Cut-off 2023

Check the table given below to get a knowledge of the expected cut-off scores for NICL AO Exam 2023:

Sections	UR	PWD (HI)	SC, ST, OBC, PWD (VI, OC)
English Language	9.75	5.75	7.00
Quantitative Aptitude	10.75	6.25	7.75
Reasoning Ability	17.00	9.78	12.00

Note: UR: Unreserved, PWD: Persons with Disabilities, HI: Hearing Impaired, SC: Scheduled Cast, ST: Scheduled Tribe, OBC: Other Backward Class, VI: Visually Impaired, OC: Orthopedically Challenged.

Candidates may have the following questions on NICL AO Prelims:

Q.1: Is there any negative marking for the NICL AO Prelims exam? 

Ans: Yes, there will be a negative marking of 1/4th for the National Insurance Company Ltd. (NICL) AO exam in case of wrong answers.

Q.2: Will there be a probation period for the NICL Administrative Officers?

Ans: A time duration of one year from the date of appointment is the probation period for every NICL Administrative officer. 

Q.3: How often is the National Insurance Company Ltd. (NICL) exam conducted in a year?

Ans: The National Insurance Company Ltd. (NICL) is held annually for different posts.

Q.4: What is the maximum age limit to apply for the post of Administrative Officer?

Ans: The maximum age limit for the NICL Administrative Officer shall not exceed 30 years as per the eligibility criteria.

Q.5: When will the NICL exam 2023 be held?

Ans: The authorities have not yet released the official exam dates of the National Insurance Company Ltd. (NICL) 2023 exam.