RBI Grade B Salary 2025: Revised In-Hand Salary, Perks & Promotion

RBI Grade B Salary 2025: The Reserve Bank of India pays its employees well, which is one of the main reasons why lakhs of candidates apply for the Grade B exam. It not only provides a competitive salary, but officers hired will also be entitled to lots of benefits. The gross salary has been increased to approximately Rs 1,08,404. However, before applying for the recruitment process, candidates must be aware of the monthly salary and their job roles.

**Steps to attempt RBI Grade B Phase 1 Mock Tests are mentioned below.

The selected applicants will get job security, respect, and a prestigious title. Grade B is the managerial profile for Officers in General – DR, DEPR, and DSIM in the Common Seniority Group (CSG) who are in charge of the smooth operation of the banks. Scroll down to get complete details.

RBI Grade B Officer Salary Structure 2025

The RBI Grade B pay scale is Rs 55,200-2850(9)-80850-EB-2850(2)-86550-3300(4)-99750 (16 years). The starting basic pay scale is Rs 55,200. However, the total salary package is around 12 to 14 lakhs. The detailed breakup of the Grade B salary is given below:

RBI Grade B Salary Deductions

An employee receives net pay after a fixed amount is deducted from their gross salary. The deduction of Rs. 26,436 is made from the gross RBI Grade B Salary of Rs. 1,08,404. The full details are mentioned in the table below:

RBI Grade B Salary After 5 Years

After 5 years of service, RBI Grade B Officers receive their first increment. Check the details of the salary that the selected candidates will receive after the increment:

• Obtain a raise of Rs 1750 (up to 9 years).
• After 9 years, the basic pay will be Rs. 50,900, and an increment will be Rs 1750 (for the next 2 years).
• Further increment of Rs 2000 (for the next 4 years), then basic pay will be Rs 54,400.
• The maximum basic pay after 16 years will be Rs 62,400.

Note- This amount will be received even if there is no promotion after that period.

How to Attempt RBI Grade B Phase 1 Mock Tests at Embibe?

Candidates can attempt unlimited RBI Grade B Phase – 1 mock tests at Embibe by following the steps provided below:

• 1st Step: Visit Embibe’s official website, i.e., embibe.com.
• 2nd Step: Use the mobile number/email to log in.
• 3rd Step: Click on the “Getting a Government Job” menu bar.
• 4th Step: Select the Goal “Banking” from the Dropdown and click on “Next”.
• 5th Step: Select “RBI Grade B Phase – I” and click on “Next”.
• 6th Step: Select the preferred language and click on “Done”.
• 7th Step: Click “Test” from the header section.
• 8th Step: Scroll down to the “Subjects” section.
• 9th Step: Click on any RBI Grade B Phase – I subjects.
• 10th Step: Scroll down to click on the chapters from the selected subject to begin the test.

RBI Grade B Perks and Allowances

Apart from the in-hand salary, the RBI Grade B employees get various allowances and perks. The list of allowances is listed below:

• Dearness Allowance: The RBI Grade B officers will receive a DA of 31% of the basic salary.
• HRA Allowance: The Reserve Bank of India will offer 2-BHK/3-BHK flats to the RBI Grade B employees. If the employees are not allocated flats, then they can claim up to INR 70,000 as rent allowance.
• Medical Allowance: Employees can claim medical allowances up to INR 4500. These medical allowances are also valid for the dependents of the employees.
• Education Allowances: Based on various parameters, the officials will offer education allowances to their employees. Those selected as RBI Grade B officers can avail of INR 4000 under education allowance every month.
• Fuel Allowance: If the RBI Grade B employee owns a vehicle in his/her name, then they can claim up to 150 litres of fuel per month.
• Maid Allowance: INR 3000 will be offered under the maid allowance for RBI Grade B employees.
• Mobile Allowance: RBI Grade B employees can get up to INR 1500 as mobile allowance.
• Sodexo Coupons: Employees are given Sodexo coupons worth INR 2000, which can be used for food/groceries.
• Leave Fare Concession Travel (LFC): Once in two years, the employees can avail of LFC for themselves, their spouses & dependents under the LFC Travel allowance. The RBI will offer around INR 1,00,000 for the employees under the LFC allowance.
• Briefcase allowance: Officers are eligible for a briefcase allowance of INR 7000. Employees can be reimbursed for the cost of the briefcase once every three years.
• Spectacles allowances: The RBI Grade B officer or his/her spouse can claim a spectacles allowance of INR 7000.

RBI Grade B Salary Slip

RBI Grade B Officers are provided with a salary slip at the end of every month, along with the salary that serves as documentation for all the pay, allowances, and deductions taken into account while providing the salary amount.

Here is a sample picture of the salary slip of RBI Grade B:

RBI Grade B Job Profile

The details of an RBI Grade B employee’s work profile are given below:

RBI Grade B Training & Probation: Once the candidate is selected under RBI Grade B Recruitment, they will be on probation for 2 years includding 15 weeks of training. This training will be held at the Reserve Bank Staff College. 

Work Hours of RBI Grade B Officer: Grade B Officers enjoy a great work-life balance as their working conditions are largely stress-free. They work 5 days a week, and the office timings of RBI officers are from 9 to 5.

RBI Grade B Responsibilities

Mostly the work profile of an RBI Officer will be a desk job. Still, sometimes the officers will have to communicate with central government departments, state governments, and various RBI regional offices. The job profile will vary based on the post and the locations they have been posted. The major responsibilities of a Grade B officer are listed below:

1. Currency Issue and Circulation: In this department, RBI Grade B Officer will be responsible for maintaining the circulation of currency and coins. Also, smooth functioning of the currency.
2. Maintaining Financial Stability: In this department, the officers will have to control the market’s liquidity supply. Also, the officers will play a major role in decision-making and managing liquidity in the market through various policies.
3. Management of Government Accounts: In this department, the officers will have to manage government and central bank accounts. Mostly the officers will be managing various government sector bank accounts.

RBI Grade B Career Growth & Promotions

Ambitious RBI Grade B officers can take the departmental examination after 5 years to get promoted to Grade C officer posts. Those who are recruited at a young age can easily become the deputy governor after clearing Departmental exams.

Grade B officers may become Grade C in seven years and Grade D in another 5 years. The promotion cycle also depends on the number of vacancies and your performance. Most of those who join RBI at the Grade B level go up to the CGM (top management) level, such as the Regional Director, who heads functions of RBI in a state or region. However, only a few will go on to become Executive Director and Deputy Governor.

The promotion of RBI Grade B officers is listed below:

• Assistant Manager
• Manager
• Assistant General Manager
• Deputy General Manager
• General Manager
• Chief General Manager
• Principal Chief General Manager
• Executive Director
• Deputy Governor
• Governor

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FAQs on RBI Grade B Salary 2025

The frequently asked questions on the salary of RBI Grade B are answered below:

We hope this detailed article on RBI Grade B Officer Salary helps you. In case you have any queries, visit our website or download the Embibe app. We will get back to you as soon as possible.

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