LIC ADO Prelims 2023

The Life Insurance Corporation (LIC) manages all activities related to hiring the best-fit aspirants for the Apprentice Development Officer (ADO) post in its various branches throughout the country. The ADO post is a golden opportunity for those willing to join the insurance sector, especially those who wish to work at one of the LIC branches. The LIC ADO 2023 notification will be shortly released on the official website – licindia.in.

Before applying, interested candidates should read all the details related to the LIC ADO 2023 exam. The application fee for LIC ADO 2023 is Rs 600/- for general and OBC candidates and Rs 50/- for SC and ST candidates. Read on to have complete details on the LIC ADO Prelims 2023.

LIC ADO Prelims Exam Summary 2023

Before moving to the complete details, candidates should check an overview of the LIC ADO 2023 recruitment:

Particulars	Details
Exam Name	Apprentice Development Officer (ADO)
Commonly known as	LIC ADO
Conducting Body	Life Insurance Corporation (LIC)
Exam Level	National
Exam Frequency	Once a year
Exam Mode	Online
Medium	Bilingual, i.e. English and Hindi
Vacancies	9294
Mode of Application	Online
Official Website	licindia.in

Check all the latest updates about the LIC ADO exam below:

• The LIC ADO Prelims result has been announced on April 11, 2023.
• The LIC ADO Prelims exam was conducted on March 12, 2023.
• The admit card for the Prelims was issued on March 4, 2023.
• The last date to apply for the exam was on February 10, 2023.
• LIC released the official notification for the LIC ADO exam on January 20, 2023.

The officials released the recruitment notification for LIC ADO 2023 on January 20, 2023. Candidates must go through the official notification to get all the information related to recruitment. They can check the notification on the official website or click on the link below to check and download the official notification.

• Download LIC ADO Notification PDF 2023

Check the table below for the LIC ADO 2023 important dates:

Events	Dates
Release of notification	January 20, 2023
Start date of online application	January 21, 2023
Last date to submit online application	February 10, 2023
Admit card release date	March 04, 2023
LIC ADO Prelims exam date	March 12, 2023
Date of Prelims result announcement	April 10, 2023

The exam conducting authority has released a total vacancy of 9394 across all eight zones of LIC. Candidates can refer to the table below to check the zone-wise LIC ADO vacancy 2023:

Region Name	Vacancies
Central Zonal Office (Bhopal)	561
Eastern Zonal Office (Kolkata)	1049
East Central Zonal Office (Patna)	669
Northern Zonal Office (New Delhi)	1216
North Central Zonal Office (Kanpur)	1033
Southern Zonal Office (Chennai)	1516
South Central Zonal Office (Hyderabad)	1408
Western Zonal Office (Mumbai)	1942
Total	9394

Before applying for the LIC ADO Prelims 2023 exam, applicants should be aware of the job profile and salary. They can refer to this section to get detailed information about the job responsibilities and pay scale.

LIC ADO Salary

Candidates selected as Apprentice Development Officers will be paid a fixed salary as a stipend according to the rules of LIC. Currently, the stipend of a LIC ADO is approximately ₹ 51500/- per month.

LIC ADO Job Profile

Once recruited as a LIC Apprentice Development Officer, the candidate must perform certain responsibilities. The following is a list of basic responsibilities:

• Recruit suitable candidates for LIC agents.
• Required to train appointed LIC agents.
• Analyse the performance of each agent.
• Motivating to sell maximum LIC policies.
• Assigning target quota.
• Maintaining the integrity of sales as a whole.
• Need to work in both Rural and Urban areas.

Take a look at the LIC ADO Salary & Job Profile in detail here.

To apply for the LIC ADO Prelims exam 2023, applicants must fulfil the eligibility criteria. It is important to go through all the aspects of the eligibility criteria, such as age, education and experience.

LIC ADO Nationality

To apply for the LIC ADO post, candidates must be a citizen of India. If the officials find any candidate who does not have domicile of India, they will reject those candidates.

LIC ADO Age Limit

The age limit for LIC Apprentice Development Officers is set from a minimum age of 21 years to a maximum age limit of 30 years. To be eligible for the LIC Apprentice Development Officer position, candidates must meet minimum age criteria.

LIC ADO Education Qualification

The educational qualifications for all three categories, namely employees, agents, and others, are the same in both the rural and urban areas. 

• LIC Agents and LIC Employees: Bachelor’s Degree from a Central University or the Fellowship of Insurance Institute of India, Mumbai.
• Open Market Category: Bachelor’s Degree from a Central University or the Fellowship of Insurance Institute of India, Mumbai.

LIC ADO Work Experience

Let’s have a look at the detailed Experience Required for the various positions offered through ADO:

Category of Applicant	For Recruitment in Urban Area	For Recruitment in Rural Area
Employee Category	Not less than 3 years of service after confirmation in Class III post	Not less than 3 years of service after confirmation in Class III post
Agents Category	Not less than 5 years as an agent or other than an agent (such as DSE/FSE) and has brought a net First Year Premium Income of not less than 5,00,000/- during the ₹ immediately preceding 5 financial years and a net First Year Premium Income of not less than ₹ 1,00,000/- on 50 lives in each of any 3 of these financial years	Not less than 4 years as an agent or other than agent(such as DSE/FSE) and has brought a net First Year Premium Income of not less than 1,00,000/- on 50 lives ₹ per year in any 3 of the immediately preceding 4 financial years
Other	Preference would be given to candidates who have at least 2 years experience in the life insurance industry.	Preference would be given to candidates with at least 2 years of experience in the life insurance industry.

The LIC ADO online application begins with the release of the official notification at licindia.in. As soon as the registration procedure begins, candidates can visit the official website to fill up the application form. All applicants who intend to apply for the exam should go through the eligibility and then proceed to fill up the form.

Steps to Apply Online for LIC ADO Recruitment 2023

After confirming your eligibility, you can apply for the exam by filling in the LIC ADO application form and following the instructions below:

• Visit the official website – licindia.in.
• Scroll down to the bottom of the homepage and click the “Careers” link.
• From the drop-down option, choose “Apprentice Development Officers 2023”.
• Now, select “LIC ADO Apply Online” from the drop-down menu.
• You will be directed to another page. If you are already a registered candidate, enter your Registration Number, Passcode and Security Pin. If you are a new candidate, “Click Here For New Registration”.
• Before clicking the “Continue” button, carefully read the instructions.
• Enter basic information, such as name, phone number, and email address.
• Click “Save & Next” after entering the security code. You will be assigned a Provisional Registration Number and Password at this time.
• It will be sent to you via SMS and email. Make a note of the same.
• Click “Next” after uploading scanned images of your photograph and signature in the required format.
• Fill in the title of the position you have applied for, as well as your category and other personal information. Along with your PIN code, provide your postal address. After double-checking the information, click “Save & Next.”
• Fill in the blanks with information on education and work experience.
• After you have validated them, click “Save & Next.”
• Now double-check all of the information you entered and click “Final Submit.”
• Make a scanned image of a handwritten declaration and upload it.
• Pay the LIC ADO application fee payment.
• For future reference, take a printout of the application form.

LIC ADO Application Fee

Candidates must pay the LIC ADO application fee to complete their LIC ADO registration:

Category	LIC ADO Application Fee
For SC/ST Candidates	Transaction Fees of Rs. 50 plus Rs. 50 in Intimation Fees
For Non-SC/ST Candidates	Fees & Intimation Charges of Rs. 600 in addition to Transaction Charges

LIC ADO exams are held at several test centres across India by the Life Insurance Corporation. Candidates must select their preferred examination cities while completing the application form. The following are some of the exam centres where the LIC ADO exam is held.

LIC ADO Exam Centres:

Exam Cities	Exam Cities	Exam Cities
Bangalore – I	Ahmedabad	Chennai – I/II
Bangalore – II	Amravati	Coimbatore
Belgaum	Aurangabad	Ernakulam
Dharwad	Bhavnagar	Kottayam
Hyderabad	Gandhinagar	Kozhikode
Kadapa	Goa	Madurai
Karimnagar	Kolhapur	Salem
Machilipatnam	Mumbai – I/II/III/IV	Thanjavur
Mysore	Nadiad	Tirunelveli
Nellore	Nagpur	Thiruvananthapuram
Rajahmundry	Nanded	Thrissur
Raichur	Nashik	Vellore
Secunderabad	Pune – I/II	Agra
Shimoga	Rajkot	Aligarh
Udupi	Satara	Allahabad
Visakhapatnam	Surat	Bareilly
Warangal	Thane	Dehradun
Asansol	Vadodara	Faizabad
Bardhaman	Ajmer	Gorakhpur
Bongaigaon	Amritsar	Haldwani
Guwahati	Bikaner	Kanpur
Howrah	Chandigarh	Lucknow
Jalpaiguri	Jaipur – I/II	Meerut
Jorhat	Jalandhar	Varanasi
Kharagpur	Jodhpur	Shimla
Kolkata (Metro) – I	Silchar	Srinagar
Kolkata (Metro) – II	Ludhiana	Udaipur
Kolkata (Suburban)	New Delhi – I/II/III	Rohtak

Applicants must go through the LIC ADO Recruitment Process 2023 before moving to the detailed Prelims exam pattern.

LIC ADO Selection Process

Candidates should also be familiar with the LIC ADO 2023 recruitment process. The LIC ADO selection process is divided into three stages:

• LIC ADO Prelims
• LIC ADO Mains
• Personal Interview

Applicants in the Open Market Category will appear in both online exams, Prelims and Mains and then a personal interview. On the other hand, candidates in the Agents & Employee Categories will only have to take one online exam before the personal interview.

LIC ADO Prelims Exam Pattern 2023

The online test for the Open Market category has two parts: Prelims and Mains. The LIC ADO exam pattern for the preliminary phase is as follows:

• The LIC ADO Prelims is the initial step of the recruitment process.
• The Prelims exam is objective in nature.
• The Reasoning and Numerical Ability sections will be conducted in English and Hindi.

LIC ADO Prelims Pattern 2023

Check out the LIC ADO exam pattern for Prelims from the below table:

Sections	No. of Questions	Total Marks	Duration
Reasoning	35	35	20 minutes
Numerical Ability	35	35	20 minutes
English Language	30	30	20 minutes
Total	100	70	60 minutes

Note: The number of candidates shortlisted for the Mains will be equivalent to 20 times the number of vacancies in each category.

The following are the sections of the LIC ADO Prelims examination:

• Section-1: Reasoning Ability
• Section-2: Numerical Ability
• Section-3: English

Let’s have a look at the in-depth LIC ADO syllabus for each section:

LIC ADO Syllabus for Reasoning Ability

The topics included in this section are as follows:

• Mathematical Reasoning
• Blood Relations
• Alphabet Series
• Linear and Circular Sitting Arrangements
• Syllogism
• Puzzles
• Coding-Decoding
• Statements and Conclusions
• Distance and Direction
• Statements and Arguments
• Clocks and Calendars
• Number Series
• Data Interpretation
• Decision Making
• Mirror Images

LIC ADO Syllabus for Numerical Ability

In the Numerical Ability section, the mathematical and calculation skills will be tested. The topics included in this section are as follows:

• Number System
• Time, Distance, Work
• Profit and Loss
• Time and Distance
• Simple and Compound Interest
• Percentage
• Average
• Boats and Streams
• Cistern and Pipe
• Mensuration
• Mixture and Alligation
• Data Interpretation
• Problems on Ages
• Ratio and Proportions
• Simplification

LIC ADO Syllabus for English

Candidates will be examined on their overall understanding of the English language in this section. Grammar, vocabulary, and reading comprehension are the three sections that they must cover. Some of the essential topics in the English language syllabus are as follows:

• Singular-Plural
• Fill in the Blanks
• Phrases and Idioms
• Antonyms and Synonyms
• Para Jumbles
• Parts of Speech
• Direct and Indirect Speech
• Subject-Verb Agreement
• Active and Passive Voice
• Spotting Errors
• Error Corrections
• Comprehension Reading
• Passage Completion
• Cloze Tests
• Sentence Improvement

The LIC ADO prelims are divided into three sections: reasoning, numerical ability, and English language. The following are some preparation tips:

• Understand the latest syllabus for each section. Don’t overlook any specific topics because sometimes questions are asked about the most neglected topics.
• Divide the time evenly across the three portions, focusing more on the one in which the candidate believes he/she is weak.
• Practice sample questions from previous years.
• Attempt mock test series to improve their accuracy and time management skills.
• Keep revising the subjects.

The officials release the LIC ADO admit card to candidates who have successfully submitted their applications. They upload the LIC ADO hall ticket online on the official website. To obtain the admit card, candidates must log in using their Registration Number and Password/Date of Birth.

Steps To Download LIC ADO Prelims Admit Card?

Follow the below steps to download the LIC ADO Hall Ticket 2023: 

• Go to the official website, licindia.in.
• Click on the ‘Careers’ page after visiting the home page.
• Click on the link ‘Admit card download.’
• Carefully read the LIC ADO exam day instructions before clicking the ‘Yes’ button.
• Enter the roll number/registration number, the date of birth/password, and the captcha code.
• The LIC ADO admit card will appear on the screen.
• Download the hall ticket to the computer and print it out for future use.

LIC publishes the answer keys for Apprentice Development Officers (ADO) Posts on its website after the Prelims exam. Currently, there is no information available about the LIC ADO 2023 answer key. Candidates should check our website frequently for the latest updates on the same.

The officials announced the LIC ADO result online on the official website at licindia.in. Moreover, they publish the ADO Prelims results in PDF format. Candidates can look for their roll numbers in the result PDF. Apart from the candidates’ roll numbers, the result PDF also includes the exam name, conducting body, exam date, zone, division, and other information. Candidates whose roll numbers are in the Prelims merit list PDF are qualified for the LIC ADO Mains exam.

There is a minimum marks that an applicant must obtain in order to pass the LIC ADO Prelims exam. This is known as the LIC ADO Prelims cutoff. It is an important part of the exam that every aspirant should be aware of before appearing in the exam.

LIC ADO Prelims Expected Cutoff

Check out the expected cutoff marks for ADO Prelims 2023 exam from the below table:

Category	Reasoning Ability	Numerical Ability	English Language
UR	18 – 20 marks	18 – 20 marks	10 – 12 marks
OBC	18 – 20 marks	18 – 20 marks	10 – 12 marks
SC	16 – 18 marks	16 – 18 marks	09 – 11 marks
ST	16 – 18 marks	16 – 18 marks	09 – 11 marks
EWS	18 – 20 marks	18 – 20 marks	10 – 12 marks

• Check LIC ADO Previous Year’s Cutoff here.

Here are a few commonly asked questions and answers regarding the LIC ADO Prelims Exam 2023.

Q: When will the LIC ADO 2023 notification be released?
A: The Life Insurance Corporation released the official notification for the LIC ADO 2023 exam on January 20, 2023.

Q: When will the LIC ADO application form be started?
A: The LIC ADO online application process was started on January 21, 2023. Candidates could apply online until February 10, 2023.

Q: Is the LIC ADO Prelims exam tough?
A: Due to the nature of the position and the level of competition, candidates must be prepared to face complex questions during the Prelims test.

Q: Who should apply for the LIC ADO 2023 preliminary examination?
A: For LIC Employees and LIC Agent category candidates, the preliminary examination is not required. They can directly apply for the Mains examination. Only candidates from the Open Market are required to take the LIC ADO Preliminary Examination.

Q: Are BTech candidates eligible for LIC ADO Preliminary Exam?
A: Yes, BTech graduates are eligible to apply as open-market candidates for the LIC ADO test.

Q: What are the topics covered in the LIC ADO Prelims syllabus?
A: The ADO Prelims syllabus includes topics from Reasoning Ability, Numerical Ability and English.

Q: What is the age limit to appear for the LIC ADO Preliminary exam?
A: Candidates between the ages of 21 and 30 are eligible to apply for the LIC ADO recruitment procedure.

Q: Is there any negative marking in the LIC ADO Preliminary exam?
A: No. In the LIC ADO recruitment exam, candidates will not be penalised for wrong answers.

Q: What is the responsibility or role of a LIC ADO?
A: LIC ADOs work in sales administration, recruiting LIC Insurance Agents and inspecting existing policies.