SBI Clerk Mains 2023

The State Bank of India (SBI) Clerk Mains exam is for recruiting Junior Associate (Customer Support and Sales) in the Clerical Cadre. State Bank of India is yet to publish the recruitment notice for the year 2023 on its official website, i.e., sbi.co.in/careers. 

It is expected that the notification will go online in September 2023. The number of vacancies available will be announced soon. Candidates who pass prelims can only appear for the main exam. Applicants can read the article ahead to get details of the SBI Clerk Mains 2023 exam.

SBI Clerk Mains 2023 Exam Summary 

Let us have an overview of the SBI Clerk Exam 2023 before getting into other details:

Particulars	Details
Name of the Exam	SBI Clerk Mains
Conducting Body	State Bank of India
Purpose of the Exam	To recruit Junior Associates (Customer Support and Sales) in SBI branches nationwide.
Total Number of Vacancies	To Be Announced
Mode of the Exam	Online/ Computer-based Test
Type of Questions	Multiple Choice Questions (MCQs)
Duration of the Exam	2 Hours 40 Minutes
Frequency of the Exam	Once a Year
Starting Basic Pay	Rs. 19,900/- (Rs. 17,900/- plus two advance increments admissible to graduates)
Official Website	sbi.co.in/careers and bank.sbi/careers

Check all the latest news and updates regarding SBI Clerk recruitment below: 

• SBI Clerk 2023 notification will be released in September 2023.

The SBI Clerk notification 2023 for Junior Associates will be released in September 2023. Along with the notification, SBI will disclose the vacancy details, exam dates, eligibility criteria, exam pattern and many more. Any graduate candidates between 20 and 28 years can apply for SBI Clerk 2023. Check out the SBI Clerk Mains notification 2023 from the link given below:

• SBI Clerk 2023 Official Notification PDF [Inactive]

Check out the exam dates for SBI Clerk 2023 from the table given below:

Events	SBI Clerk 2023 Dates
SBI Clerk Recruitment 2023 Notification	September 2023
SBI Clerk Online Application Starts	September 2023
SBI Clerk Online Application Closes	September 2023
Pre-exam Training	October 2023
SBI Clerk Prelims Admit Card	October 2023
SBI Clerk Exam Date (Preliminary)	November 2023
SBI Clerk Prelims Result	November 2023
SBI Clerk Mains Admit Card	December 2023
SBI Clerk Exam Date (Mains)	December 2023 – January 2024

The SBI Clerk 2023 vacancies will be released along with the official notification. SBI will likely declare around 5486 vacancies for the SBI Clerk 2023 and 5008 opportunities for regular posts, and 478 for backlog postings.
Check below SBI Clerk 2022 vacancy from the table below to have an idea:

State/UT	Regular Vacancy	Backlog Vacancy
Gujarat	353	82
Daman & Diu	4	0
Karnataka	316	13
Madhya Pradesh	389	76
Chhattisgarh	92	13
West Bengal	340	0
A&N Islands	10	0
Sikkim	26	0
Odisha	170	1
Jammu & Kashmir	35	0
Haryana	5	0
Himachal Pradesh	55	0
Punjab	130	0
Tamil Nadu	355	0
Pondicherry	7	0
Delhi	32	0
Uttarakhand	120	0
Telangana	225	0
Rajasthan	284	9
Kerala	270	2
Lakshadweep	3	0
Uttar Pradesh	631	0
Maharashtra	747	8
Goa	50	0
Assam	258	0
Arunachal Pradesh	15	0
Meghalaya	23	0
Mizoram	10	0
Nagaland	15	0
Tripura	10	0
Manipur	28	0
Total	5008	204

The SBI Clerical Cadre is accountable for all tasks related to client interactions and client-related operations. SBI Clerks are posted as cashiers, depositors, and other front desk posts. The job profile of an SBI Clerk (Junior Assistant) includes day-to-day functions such as

• Creating accounts
• Insurance of demand drafts
• Money transfer through cheques
• Request related to cheque books
• Receiving inward emails, etc.

SBI Clerk Salary Structure

The SBI Clerk Salary pay scale is given in the table below:

Description	Salary	Annual Increments	Number of Years
Basic Junior Associate SBI Salary & Increment (Initially)	Rs.17,900-	1,000	3
Junior Associate Salary & Increment after 1st Increment	Rs.20,900/-	1,230	3
Junior Associate Salary & Increment after 2nd Increment	Rs. 24,590/-	1,490	4
Junior Associate Salary & Increment after 3rd Increment	Rs. 30,550/-	1,730	7
Junior Associate Salary & Increment after 4th Increment	Rs. 42,600/-	3,270	1
Junior Associate Salary & Increment after 5th Increment	Rs. 45,930/-	1,990	1
Junior Associate Salary & Increment after 6th Increment	Rs. 47,920/-	—	Until Retirement

SBI Clerk Mains Salary Perks and Allowances 

Allowances vary according to the place of posting. Some of the major benefits include 

• Dearness Allowances 
• Medical Insurance 
• House Rent Allowances 
• Transport 
• City Allowances 
• Furniture Costs 
• Primary necessities like cleansing issues, petrol, newspaper, etc.

The State Bank of India has prescribed the eligibility criteria for recruiting the SBI Clerk. The eligibility criteria for recruitment of Junior Associates (Customer Support and Sales) in SBI are as follows:

SBI Clerk Mains Age Limit

The age limit for SBI Clerk recruitment is as follows:

• The lower age limit for candidates is 20 years as of January 01, 2023.
• The upper age limit for candidates is 28 years as of January 01, 2023.

Relaxation on Upper Age Limit

SBI also provides relaxation on the upper age limit for candidates belonging to the reserved category. The details of relaxation are provided in the table below: 

S. No.	Category	Upper Age Relaxation
1	OBC	03 Years
2	SC/ ST	05 Years
3	PWD (Gen/ EWS)	10 Years
4	PWD (OBC)	13 Years
5	PWD (SC/ ST)	15 Years
6	Ex-Servicemen (XS)/ Disabled Ex-servicemen (DXS)	The actual period of service rendered in defence services + 03 years (08 years for Disabled Ex-Servicemen belonging to SC/ ST) subject to a max. age of 50 years
7	Widows, Divorced women, and women judicially separated from their husbands and who are not remarried	07 years (subject to max. age limit of 35 years for General/ EWS, 38 years for OBC & 40 years for SC/ ST candidates)

SBI Clerk Mains Educational Qualification

The essential academic qualifications for SBI Clerk are as follows:

• Candidates must have a graduation degree in any discipline from a recognised University or any equivalent qualification recognised by the Central Government.
• Candidates having an integrated dual degree (IDD) certificate are also eligible for the post. 
• Candidates who are appearing for the final year/ semester examination of their graduation may also apply for the post. However, if provisionally selected, they must produce proof of passing the graduation examination on or before the date provided by SBI.

Note: The date of passing the eligibility examination should be the date present on the mark sheet/certificate or provisional certificate issued by the University/Institute.

SBI Clerk Mains Language Proficiency 

The candidates applying for vacancies in a particular State/UT should be proficient in the specified opted local language of that State/UT/Special area. They must be able to read, write, speak, and understand the specified local language of that State/UT/Special area.

The State Bank of India invites applications from eligible candidates for Junior Associates (Customer Support and Sales) recruitment process in the Clerical Cadre. It is important to note that the bank starts the SBI Clerk Mains application process in online mode only. Therefore, candidates have to apply online for SBI Clerk recruitment from the official website, i.e., sbi.co.in/careers.

Candidates can apply for vacancies only in one State/UT. Candidates applying for a particular State/ UT should be proficient in the specified opted local language of that State/ UT. 

Therefore, the bank conducts a language proficiency test before joining. However, candidates who have studied the specified opted local language in Class 10 or 12 do not require to take the language proficiency test.

SBI Clerk Mains Application Fee 

After completing the SBI Clerk registration, candidates need to pay the application fee online to complete the application process. Without paying the fee, the officials consider the application form incomplete and reject the same. Therefore, candidates must pay the application fee to complete their registrations. 

Furthermore, candidates can pay the requisite application fee via any online mode. For example, they can use a debit card/credit card or internet banking to pay the requisite fee. The following are the application fee to register for the SBI Clerk recruitment process:

Category	Application Fee
SC/ ST/ PWD/ XS/ DXS Candidates	Nil
General/ OBC/ EWS Candidates	INR 750/-

Note: The application fee is non-refundable. Once paid, the bank will not refund the fee to any candidate under any circumstance.

How To Apply Online for SBI Clerk Mains?

Candidates who want to apply for the Junior Associate (Customer Support & Sales) position in the clerical cadre of SBI have to register online. Furthermore, they must have a valid email ID and mobile number before applying. The following are the steps through which they can apply online for SBI Clerk:

• Visit the official careers website of the SBI, i.e., sbi.co.in/careers.
• Hover on the JOIN SBI tab and click on the ‘Current Openings’ link.
• Look for the Recruitment of Junior Associates (Customer Support and Sales) section and click on it.
• Then, click on the ‘Apply Online’ link.
• On the new page, click on the ‘Click here for New Registration’ button.
• Enter the basic details like name, mobile number, email address, date of birth, gender, category, etc.
• Complete the application form by providing the address, academic, personal, exam centre, and other details.
• Next, upload the scanned copies of the photograph, signature, left-hand thumb impression, and hand-written declaration.
• After successfully submitting the information, the system will generate a provisional registration number and password. Candidates must note the same for further use. Furthermore, they also receive the same in their registered email id and mobile number.
• After that, log in to the portal using credentials like registration number and password.
• Then, proceed to pay the application fee online using a debit card/credit card/internet banking.
• After successful payment, an e-receipt and application form with fee details will appear on the screen.
• Finally, download the completed application form and keep it safe for future reference.

SBI releases the same list of exam centres for SBI Clerk Prelims and Mains. Following are the details of the SBI Clerk Mains exam centres.

State Code	State / UT	SBI Clerk Test Centres
11	Andaman and Nicobar Island	Port Blair
12	Andhra Pradesh	Chirala, Guntur, Kadapa, Kakinada, Kurnool, Nellore, Rajahmundry, Srikakulam, Tirupati, Vijaywada, Vishakhapatnam, Vizianagaram
13	Arunachal Pradesh	Naharlagun
14	Assam	Dibrugarh, Guwahati, Jorhat, Silchar, Tezpur
15	Bihar	Arrah, Aurangabad (Bihar), Bhagalpur, Darbhanga, Gaya, Muzaffarpur, Patna, Purnea
16	Chandigarh	Chandigarh-Mohali
17	Chhattisgarh	Bhilai Nagar, Bilaspur, Raipur
18	Goa	Panaji
19	Gujarat	Ahmedabad-Gandhinagar, Anand, Jamnagar, Mehsana, Rajkot, Surat, Vadodara
20	Haryana	Ambala, Faridabad, Gurugram, Hisar, Karnal, Kurukshetra, Rohtak, Sonipat, Yamuna Nagar
21	Himachal Pradesh	Bilaspur, Hamirpur, Kangra, Kullu, Mandi, Shimla, Solan, Una
22	Jammu and Kashmir	Jammu, Samba, Srinagar
23	Jharkhand	Bokaro Steel City, Dhanbad, Hazaribagh, Jamshedpur, Ranchi
24	Karnataka	Ballari, Bengaluru, Belgaum, Davangere, Gulbarga, Hassan, Hubli- Dharwad, Mandya, Mangalore, Mysore, Shimoga, Udupi
25	Kerala	Alappuzha, Kannur, Kochi, Kollam, Kottayam, Kozhikode, Malappuram, Palakkad, Thiruvananthapuram, Thrissur
26	Lakshadweep	Kavaratti
27	Leh	Leh
28	Madhya Pradesh	Bhopal, Gwalior, Indore, Jabalpur, Sagar, Satna, Ujjain
29	Maharashtra	Amravati, Aurangabad (Maharashtra), Chandrapur, Dhule, Jalgaon, Kolhapur, Latur, Mumbai/ Thane/ Navi Mumbai, Nagpur, Nanded, Nashik, Pune, Solapur
30	Manipur	Imphal
31	Meghalaya	Shillong
32	Mizoram	Aizawl
33	Nagaland	Dimapur, Kohima
34	Delhi NCR	Delhi NCR (All NCR cities)
35	Odisha	Balasore, Berhampur (Ganjam), Bhubaneshwar, Cuttack, Dhenkanal, Rourkela, Sambalpur
36	Puducherry	Puducherry
37	Punjab	Amritsar, Bhatinda, Jalandhar, Ludhiana, Mohali, Pathankot, Patiala, Sangrur
38	Rajasthan	Ajmer, Alwar, Bikaner, Jaipur, Jodhpur, Kota, Sikar, Udaipur
39	Sikkim	Bardang-Gangtok
40	Tamil Nadu	Chennai, Coimbatore, Erode, Madurai, Nagercoil, Salem, Thanjavur, Thiruchirapalli, Tirunelvelli, Vellore, Virudhunagar
41	Telangana	Hyderabad, Karimnagar, Khammam, Warangal
42	Tripura	Agartala
43	Uttar Pradesh	Agra, Aligarh, Prayagraj (Allahabad), Bareilly, Faizabad, Ghaziabad, Gonda, Gorakhpur, Jhansi, Kanpur, Lucknow, Mathura, Meerut, Moradabad, Muzaffarnagar, Noida and Gr. Noida, Varanasi
44	Uttarakhand	Dehradun, Haldwani, Roorkee
45	West Bengal	Asansol, Durgapur, Greater Kolkata, Hooghly, Kalyani, Siliguri

The SBI Clerk Mains is an online objective-type exam. The bank will provide the minimum qualifying marks for the SBI Clerk Mains examination. Candidates must score higher than the minimum qualifying marks to qualify in the SBI Clerk Mains examination. Check the SBI Clerk Mains Exam Pattern 2023 below:

Section	Number of Questions	Maximum Marks	Duration
General/ Financial Awareness	50	50	35 minutes
General English	40	40	35 minutes
Quantitative Aptitude	50	50	45 minutes
Reasoning Ability & Computer Aptitude	50	60	45 minutes
Total	190	200	2 hours 40 min

General/Financial Awareness Syllabus

The questions in the General/ Financial Awareness section usually test candidates’ general knowledge. The SBI Clerk Mains Syllabus for General/ Financial Awareness is as follows:

• Current Affairs – Sports, Technology, Books and Authors, Awards, National and International Events, Defence, etc.
• Culture
• Economics News
• Financial Awareness (Railway Budget, Union Budget, etc.)
• Banking Awareness – History, RBI Guidelines, Banking Terms, Abbreviations etc.

Candidates should read newspapers and watch the news daily to gain knowledge about various current affairs.

Reasoning Ability Syllabus

• Syllogism
• Blood Relation
• Direction Sense
• Inequalities
• Puzzles
• Coding-Decoding
• Ranking
• Machine Input Output
• Statement and Assumptions, etc.

Computer Aptitude Syllabus

• Generations of Computer
• Computer Fundamentals and Terminologies, Hardware and Software, Memory and Storages, Input and Output Devices, etc.
• Operating System
• Internet and Networking
• MS Office – MS Word, MS Excel, MS Powerpoint, etc.
• Keyboard Shortcuts
• Computer Abbreviations
• Basic Security Concepts, etc.

The Computer Aptitude section tests the candidates’ basic knowledge of computer hardware and software.

A detailed study plan and well-structured strategy is an essential thing to crack any exam. Candidates should have a complete understanding of their strengths and weak areas. Following are the preparation strategy for the SBI Clerk Exam:

• Make sure to cover each topic from the SBI Clerk Syllabus and go through the exam pattern.
• Analyse the mock tests and improve weak areas.
• There is no trick for solving the Reasoning section. So, only practising can make the candidate perfect.
• Improve speed and accuracy for better marks in this section
• Go through the basic concepts first and improve the weak areas
• Solve the maximum questions possible and practice SBI Clerk mock test series on a daily basis

Candidates who have successfully registered for the exam should download SBI Clerk Admit Card from the official website of the State Bank of India. The bank will not send a hard copy of the SBI Clerk Admit card to applicants. The examination authority will release the admit card for SBI Clerk Exam in two stages – admit card for the preliminary exam and the admit card for the mains exam.

Candidates should log in to their accounts created while filling in the online application form and download the admit card.

To log in to the official website of SBI, a candidate should have the following information:

1. Registration Number/Roll Number
2. Date of Birth/Password

The SBI Clerk Prelims Answer Key 2023 is a document that is mandatory for all candidates who have attended the exam. With the help of the answer key, candidates can easily estimate their marks in the exam.

Details Mentioned on SBI Clerk Mains Answer Key 

Candidates can find all the correct answer options like A, B, C, or D written beside the corresponding question number in the answer key of the SBI Clerk. For instance, if the answer to question number 3 is option A, then it will be written as 3 (A) in the answer key.

State Bank of India releases the SBI Clerk Mains exam result after the conduction of the exam. The bank announces the SBI Clerk Mains result online on its official website. Candidates who appeared for the SBI Clerk Mains exam can check the result online from the official website.

• Candidates need to enter the registration number and password/ date of birth to check the result. SBI also publishes state-wise and category-wise merit lists. It is important to note that the bank places the candidates qualified in the main examination according to their aggregate marks in descending order in respective States/UT and categories.
• The SBI Clerk Mains scorecard contains various important information like section-wise marks, total marks, candidates’ details, roll number and registration number, applying state, category-wise cut-off marks, etc. More importantly, the scorecard provides the passing status of the candidates.
• Candidates who qualify in the main exam move to the next stage of the selection process, i.e., specified opted local language test.

The State Bank of India releases the cut-off for the SBI Clerk Mains exam at the time of the result declaration. TheSBI Clerk Mains cut-off is the minimum mark that the candidates must obtain in the Mains exam to qualify for further recruitment. 

SBI prescribes cut-offs for every category and every State/UT separately. The cut-off marks for SBI Clerk Mains change every year. Moreover, it depends upon various factors, such as;

• Total number of vacancies in State/UT/Special Area
• The number of candidates who appeared on the SBI Clerk Mains exam. The difficulty level of the questions papers

Minimum Qualifying Cut-off Marks for SBI Clerk Mains:

• Candidates have to score minimum percentage marks on aggregate to qualify for the next stage.
• The bank has provided 5% relaxation to the candidates belonging to SC/ ST/ OBC/ PWD/ XS/ DXS categories.
• SBI decides the minimum aggregate qualifying cut-off marks while announcing the result.
• The bank has not prescribed any minimum qualifying marks for individual subjects. Candidates don’t have to maintain any section-wise marks.

SBI Clerk Mains Previous Year Cut-off

The following are the state-wise previous year cut-offs of the SBI Clerk Mains exam:

State/ UT	Gen	OBC	SC	ST	EWS
Andhra Pradesh	88.75	83.75	–	–	–
Chandigarh	96.75	81.75	77.25	–	94.75
Delhi	98.75	83	73.5	62.25	87.5
Gujarat	82.75	73	66	60	74.5
Himachal Pradesh	87.25	72	–	–	–
Karnataka	89.05	75.25	64.25	60	74.25
Madhya Pradesh	89.25	–	–	–	81.5
Maharashtra	84	77.5	75.5	60	76.5
Odisha	87.75	83.25	–	–	79.25
Punjab	96.25	78.75	69.25	–	88
Rajasthan	90.25	82.75	66.5	60	80.75
Tamil Nadu	92.75	89.75	74.75	60.75	72.25
Telangana	86.75	81.75	69.25	60.75	81.5
Uttar Pradesh	90.25	78	64.25	60	82.25
Uttarakhand	91	–	–	–	–
West Bengal	86.75	69.25	65.5	60	70.75

Q.1: When will the SBI Clerk notification be released?

Ans: The SBI will release the SBI Clerk 2023 notification in September 2023. Aspirants can download the notification from the link given in this article.

Q.2: How many vacancies are there in SBI Clerk Recruitment 2023?
Ans: The SBI Clerk 2023 vacancies will be released along with the official notification. SBI will likely declare 5486 vacancies for the SBI Clerk 2023, 5008 for regular posts, and 478 for backlog postings

Q.3: What is the selection process for the SBI Clerk?

Ans: The SBI Clerk selection process contains three stages, i.e., prelims, mains, and language proficiency tests. 

Q.4: What is the age limit for the SBI Clerk 2023 recruitment?

Ans: The lower age limit for the candidates is 20 years, and the upper age limit for the candidates is 28 years. 

Q.5: What is the education qualification requirement for SBI Clerk?

Ans: The candidates who have a graduation degree in any discipline from a recognised university or any equivalent qualification recognised by the Central Government are eligible for the post.

Q.6: When will the SBI Clerk 2023 application process be started?

Ans: The SBI Clerk application form will be released in September 2023. Candidates can apply till the last week of September 2023.

Q.7: What are the documents required for the SBI Clerk application process?

Ans: Documents required for the SBI Clerk application include a valid email ID and contact number, scanned images of photograph and signature, and a mark sheet of graduation to enter the educational qualification.

Q.8: How many sections are there in the SBI Clerk Mains exam?

Ans: The main examination for SBI Clerk consists of four sections. The following are the names of the sections:

• General/ Financial Awareness
• General English
• Quantitative Aptitude
• Reasoning Ability and Computer Aptitude

Q.9: What is the SBI Clerk’s salary?

Ans: The pay scale of a Junior Associate (Customer Support & Sales) in SBI is Rs.17900-1000/3-20900-1230/3-24590-1490/4-30550-1730/7-42600-3270/1-45930-1990/1-47920. 

Q.10: When will the SBI Clerk results be declared?

Ans: Once the SBI Clerk Prelims 2023 exam is concluded, the bank will release the result on its official website.