
In the question given below, you have two passages with questions in each passage. Read the passage carefully and choose the best answer to each question out of four alternatives and mark your answer.
Passage I
The World Health organisation is briefly called W.H.O. it is a specialized agency of the United Nations and was established in .
International health workers can be seen working in all kinds of surroundings: in deserts, jungles, mountains, coconut groves, and rice fields. They help the sick to attain health and healthy to maintain their health.
This global health team assists the local health workers in stopping the spread of what are called communicable diseases, like cholera. These diseases can spread from one country to another and so can be a threat to world health.
W.H.O. assists different national health authorities not only in controlling diseases but also in preventing them altogether. Total prevention of diseases is possible in a number of ways. Everyone knows how people particularly children, are vaccinated against one disease or another. Similarly, most people are familiar with the spraying of houses with poisonous substances which kill disease-carrying insects.
Passage II
Why don't I have a telephone? Not because I pretend to be wise or pose as unusual. There are two chief reasons, because I don't really like the telephone, and because I find I can still work and play, eat breathe, and sleep without it. Why don't I like the telephone? Because I think it is a pest and time waster. It may create unnecessary suspense and anxiety, as when you wait for an expected call, that doesn't come, or irritating delay, as when you keep ringing a number that is always engaged. As for speaking in a public telephone booth, it seems to be really horrible. You would not use it unless you were in a hurry and because you are in a hurry, you will find other people waiting before you. When you do get into the booth, you are half suffocated by the stale, unventilated air, flavoured with cheap face powder and chain-smoking, and by the time you have begun your conversation your back is chilled by the cold looks of somebody who is moving about restlessly to take your place.
If you have a telephone in your house you will admit that it tends to ring when you the least want it to ring when you are asleep or in the middle of a meal or conversation or when you are just going out, or when you are in your bath. Are you strong-minded enough to ignore it, to say to yourself? "Ah well, it will be all the same in a hundred years' time". You are not. You think there may be some important news or message for you. Have you never rushed dripping from the bath of chewing from the table, or dazed from bed, only to be told that you are a wrong number? You were told the truth. In my opinion, all telephone numbers are wrong numbers. If of course your telephone ring, and you decide not to answer it, then you will have to listen to an idiotic bell ringing and ringing in what is supposed to be the privacy of your own home. You might as well buy a bicycle bell and ring it yourself.
W.H.O. assists different national health authorities not only in controlling diseases but also in preventing them all together". The above sentence implies that:


Important Questions on Reading Comprehension
To tackle the steep increase in unclaimed money lying with insurers, the sector regulator has announced some key steps. Come May, a policyholder or his/her nominee can check online any unclaimed money pending with an insurance company. Further, for all new policies, the insured must mention bank account details in the proposal form itself to ensure faster maturity/claim settlement. The Insurance Regulatory and Development Authority (IRDA) has said the rising amount of unclaimed money with insurers is a matter of concern. In fact, data with the regulator show between and , there has been more than a three-fold rise in it. Delays in settlement of claims, lack of awareness, and failure to intimate a change in address on the part of dependents are some of the reasons that have pushed up the amount from Rs crore in to Rs crore in
In contrast, RBI data show that unclaimed money worth Rs crore is lying in one crore bank savings accounts as of end-December For smooth transfer of policyholders' unclaimed money, IRDA has now advised companies to take bank account details of the insured at the time of filling out the proposal form. Insurers will also be required to collect proof of the bank account, such as a cancelled cheque, to ensure authenticity. The insured can change the bank account without any charge. In case of a death claim, the insurer will take the bank account details of the nominee. Insurers will remit claims, maturity payments, and any other amount due to policyholders only through the electronic mode, such as NEFT, Real Time Gross Settlement, Interbank Mobile Payment service, or any other e-mode approved by the RBI.
Insurance companies will have to display on their websites information about unclaimed amounts beyond six months from the due date. IRDA, in a circular issued in , had said that insurers cannot appropriate the unclaimed amount of policyholders and must disclose the amount separately as current liabilities in the balance sheet. Insurers now have to show an age-wise analysis of the unclaimed amount. Analysts attribute the spurt in unclaimed amounts to several sectors. First, claims settled by insurers may not have been paid to policyholders because of litigation. Second, the insurer might not have refunded, at the time of claim settlement or maturity payment, any excess premium collected from the policyholder. At times, even policyholders forget to encash cheques issued by the insurer, or these might be misplaced in transit. IRDA has now said that the policyholder protection committee of the board of insurance companies will have to ensure timely payouts of dues. The audit committee of the board will look into the unclaimed amount and oversee compliance. Every six months, the insurer will have to file with IRDA details of the action taken and the status of the unclaimed amount. Policyholders, on their part, must notify the insurer about any change in address. Analysts say policyholders should convert all their life insurance policies into the dematerialized format, which will be held with an insurance repository. At present, the facility is not available for general and health insurance. The repositories will enable policyholders to make changes in nominee or address details and also act as a single point for all policy-related servicing. One of the major advantages of keeping insurance policies in electronic form is safety, as there is no risk of loss or damage to the policy bond. As all policies can be electronically held under a single e-insurance account, the policyholder can access them from anywhere. A single change-of-address request made to the insurance repository can update policies issued by multiple insurers, thus reducing paperwork. Moreover, an e-insurance account holder will be spared the trouble of submitting know your customer (KYC) details each time a new policy is taken. Every year, the repository will send a statement of account to the e-insurance account holder with details. A single view of all policies will be made available to an authorised person in case of the death of the e-insurance account holder, which will help in faster claim settlement.
Insurance firms will send an insurance information sheet with basic details of the policy when a new electronic policy is issued. Repositories will enable a platform where policyholders can get the facility of online premium payment and claim settlement. The e-insurance account holder will have an option to shift from one repository to another. IRDA has also made it clear that repositories will not sell or solicit policies, and they will be authorised only to maintain policies in electronic form and provide service records. Each e-insurance account will have a unique account number and each account holder will be granted a login ID and password to access his policies online.
Which of the following does not refer to the payment through electronic mode?

Educational planning should aim at meeting the educational needs of the entire population of all age groups. While the traditional structure of education as a three layer hierarchy from the primary stage to the university represents the core, we should not overlook the periphery which is equally important. Under modern conditions, workers need to rewind, or renew their enthusiasm, or strike out in a new direction, or improve their skills as much as any university professor. The retired and the aged have their needs as well. Educational planning, in their words, should take care of the needs of everyone.
Our structures of education have been built-up on the assumption that there is a terminal point to education. This basic defect has become all the more harmful today. A UNESCO report entitled 'Learning To Be' prepared by Edgar Faure and others in 1973 asserts that the education of children must prepare the future adult for various forms of self-learning. A viable education system of the future should consist of modules with different kinds of functions serving a diversity of constituents. And performance, not the period of study, should be the basis for credentials. The writing is already on the wall.
In view of the fact that the significance of a commitment of lifetime learning and lifetime education is being discussed only in recent years even in educationally advanced countries, the possibility of the idea becoming an integral part of educational thinking seems to be a far cry. For, to move in that direction means much more than some simple rearrangement of the present organisation of education. But a good beginning can be made by developing open university programmes for older learners of different categories and introducing extension services in the conventional colleges and schools. Also, these institutions should learn to cooperate with the numerous community organisations such as libraries, museums, municipal recreational programmes, health services etc.
In the context of the passage, what is the meaning of the sentence, "The writing is already on the wall"?

Educational planning should aim at meeting the educational needs of the entire population of all age groups. While the traditional structure of education as a three-layer hierarchy from the primary stage to the university represents the core, we should not overlook the periphery which is equally important. Under modern conditions, workers need to rewind, or renew their enthusiasm, or strike out in a new direction, or improve their skills as much as any university professor. The retired and the aged have their needs as well. Educational planning, in their words, should take care of the needs of everyone.
Our structures of education have been built upon the assumption that there is a terminal point to education. This basic defect has become all the more harmful today. A UNESCO report entitled 'Learning To Be' prepared by Edgar Faure and others in 1973 asserts that the education of children must prepare the future adult for various forms of self-learning. A viable education system of the future should consist of modules with different kinds of functions serving a diversity of constituents. And performance, not the period of study, should be the basis for credentials. The writing is already on the wall.
In view of the fact that the significance of a commitment of lifetime learning and lifetime education is being discussed only in recent years even in educationally advanced countries, the possibility of the idea becoming an integral part of educational thinking seems to be a far cry. For, to move in that direction means much more than some simple rearrangement of the present organisation of education. But a good beginning can be made by developing open university programmes for older learners of different categories and introducing extension services in the conventional colleges and schools. Also, these institutions should learn to cooperate with the numerous community organisations such as libraries, museums, municipal recreational programmes, health services etc.
According to the author, the concept of 'lifetime education' is

Read the passage carefully and answer the questions given below it. You are required to select your answers based on the contents of the passage and opinion of the author only.
Passage:
Over-population is the most pressing of India’s numerous and multi-faceted problems. In fact it has caused equally complex problems such as poverty, under-nourishment, unemployment and excessive fragmentation of land. Indisputably, this country has been facing a population explosion of crisis dimensions. It has largely diluted the fruits of the remarkable economic progress that the nation has made during the last four decades or so. The entire battle against poverty is thwarted by the rapid increase in the population. The tragedy is that while over-population accentuates poverty, the country’s stark poverty itself is in many areas a major cause of over-population.
What is the irony behind the overpopulation of India?

Read the passage carefully and answer the questions given below it. You are required to select your answers based on the contents of the passage and opinion of the author only.
Passage:
Over-population is the most pressing of India’s numerous and multi-faceted problems. In fact it has caused equally complex problems such as poverty, under-nourishment, unemployment and excessive fragmentation of land. Indisputably, this country has been facing a population explosion of crisis dimensions. It has largely diluted the fruits of the remarkable economic progress that the nation has made during the last four decades or so. The entire battle against poverty is thwarted by the rapid increase in the population. The tragedy is that while over-population accentuates poverty, the country’s stark poverty itself is in many areas a major cause of over-population.
What is the general tone of the passage?

Read the passage carefully and answer the questions given below it. You are required to select your answers based on the contents of the passage and opinion of the author only.
Passage:
Over-population is the most pressing of India’s numerous and multi-faceted problems. In fact it has caused equally complex problems such as poverty, under-nourishment, unemployment and excessive fragmentation of land. Indisputably, this country has been facing a population explosion of crisis dimensions. It has largely diluted the fruits of the remarkable economic progress that the nation has made during the last four decades or so. The entire battle against poverty is thwarted by the rapid increase in the population. The tragedy is that while over-population accentuates poverty, the country’s stark poverty itself is in many areas a major cause of over-population.
What, in the author’s view, severely affects the economic growth of our country?

Read the passage carefully and answer the questions given below it. You are required to select your answers based on the contents of the passage and opinion of the author only.
Passage:
Over-population is the most pressing of India’s numerous and multi-faceted problems. In fact it has caused equally complex problems such as poverty, under-nourishment, unemployment and excessive fragmentation of land. Indisputably, this country has been facing a population explosion of crisis dimensions. It has largely diluted the fruits of the remarkable economic progress that the nation has made during the last four decades or so. The entire battle against poverty is thwarted by the rapid increase in the population. The tragedy is that while over-population accentuates poverty, the country’s stark poverty itself is in many areas a major cause of over-population.
What, according to the author, is the biggest reason behind over-population?

Read the passage carefully and answer the questions given below it. You are required to select your answers based on the contents of the passage and opinion of the author only.
Passage:
Over-population is the most pressing of India’s numerous and multi-faceted problems. In fact it has caused equally complex problems such as poverty, under-nourishment, unemployment and excessive fragmentation of land. Indisputably, this country has been facing a population explosion of crisis dimensions. It has largely diluted the fruits of the remarkable economic progress that the nation has made during the last four decades or so. The entire battle against poverty is thwarted by the rapid increase in the population. The tragedy is that while over-population accentuates poverty, the country’s stark poverty itself is in many areas a major cause of over-population.
“It has largely diluted the fruits of the remarkable economic progress”. Find antonym of the underlined word
